Located on 263 Julia Street in Monticello, this 3-BR, 2-BA home is not part of a subdivision and comes without mandatory HOA fees. With 1,983 square feet of finished living space, this floor plan offers generous gathering spaces as well as comfortable private retreats. A bright, open kitchen offers generous workspace, storage, and a direct view into the main gathering spaces. The main living areas are filled with natural light and provide an easy flow for hosting friends or enjoying quiet evenings at home. The outdoor space includes approximately 0.5 acres, ideal for gardening, outdoor activities, or simply enjoying the seasons. The property includes parking available, offering convenience for residents and guests. Located in Monticello but outside a traditional subdivision, this home combines neighborhood convenience with a non HOA setting. With roughly 13 days on the market, this property stands out for condition and location. At $429,000, this home is well positioned for buyers seeking value in Monticello.