Located on 10 Elm Street in Covington, this 2-BR, 2-BA home is not part of a subdivision and comes without mandatory HOA fees. An open and comfortable floor plan makes it easy to relax, work, and entertain. A bright, open kitchen offers generous workspace, storage, and a direct view into the main gathering spaces. A central family room and dining area provide a welcoming place to unwind, gather, and enjoy time together. Step outside to approximately 0.16 acres, creating a comfortable setting for outdoor living and weekend gatherings. The property includes parking available for multiple vehicles, offering convenience for residents and guests. Set outside of a formal subdivision, this address in Covington offers a more independent feel with no mandatory HOA. With approximately 60 days on the market, this home is well positioned for the next owner. With an asking price of $119,999, this property represents an appealing opportunity in the current market.